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Personal VaultFintechMobile AppProduct Design

Smarana

A family's emergency kit for every document, account, and password that matters when it matters most.

Role

Lead Designer

Year

2025

Platform

iOS · Android

The Origin

“When my father fell ill in 2014, the hospital asked questions we couldn't answer. The family looked at each other. Nobody knew.”

— Prateek Srivastava, Co-founder, Smarana

In most families, one person quietly carries everything — every policy number, every account detail, every password. When that person can't, everything falls apart. Smarana was built so no family has to scramble in their worst moment.

The Problem

Emergencies are never just medical — they're informational. Insurance policies buried in drawers, account numbers nobody can find, critical details locked in one person's memory. A crisis becomes a scramble the moment that one person can't answer.

Generic password managers and cloud drives aren't built for this moment — they don't understand Aadhaar, LIC policies, or EPF/NPS/PPF accounts, and they don't ask “is my family ready?” in language anyone but a technical user would understand.

The Concept

One kit, sorted for life — not a folder, a plan.

Smarana organises everything a family might need in a crisis into four missions — Essentials, Money, Protection, and Life Assets — rather than one undifferentiated vault. Each mission tracks its own readiness score, turning an open-ended chore into a completable checklist.

Four Missions

01

Essentials

Personal documents — national ID, Aadhaar card, passport, driver's license. The things a hospital desk asks for first.

02

Money

Investments, portfolio, stocks, mutual funds, demat accounts, bank accounts, and savings.

03

Protection

Insurance — health, term, car, two-wheeler, property, travel. Every policy number in one place.

04

Life Assets

Retirement accounts, property & loans, passwords & docs, and memories worth keeping safe.

Designing for India, First

Aadhaar, LIC, NPS, EPF, and PPF flows are purpose-built rather than adapted from generic document upload — because these instruments have their own verification patterns, card formats, and family-sharing needs.

01

Document shape before upload flow

Mapped each financial instrument's real-world document shape — Aadhaar's front/back format, LIC policy numbers, EPF/NPS/PPF account structures — before designing any upload flow, instead of reusing one generic 'upload a file' pattern.

02

Per-document card states

Every document type — add, view, edit, reupload, share, delete — needed its own visible states, so a family member under stress never has to dig into a menu to find the action they need.

03

Aadhaar as the template

Built the Aadhaar flow first, since it's the single most commonly requested ID in an Indian emergency, then used it as the interaction template for every other identity document.

04

Consistent pattern, adapted fields

Extended the same card pattern to LIC, NPS, EPF, and PPF flows — keeping the interaction model consistent while adapting field-level detail to what each instrument actually requires.

05

Missions over one long list

Grouped every document type into four life missions rather than one undifferentiated vault, each with its own readiness score — turning documentation from an open-ended chore into a completable checklist.

Aadhaar upload flow screen. Slide 1 of 6.
Aadhaar — Essentials
LIC policy linking flow screen. Slide 2 of 6.
LIC — Protection
NPS account flow screen. Slide 3 of 6.
NPS — Retirement

Showing slides 13 of 6

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What Smarana Holds

Identity

National ID, passport, tax ID, driver's license — ready the moment a hospital desk asks.

Insurance

Health, term, car, travel, property. Policy numbers ready before anyone has to search a drawer.

Bank & Savings

Bank accounts, CDs, term deposits, lockers — so a family isn't locked out of money they need.

Investments

Stocks, mutual funds, brokerage, portfolio — visible to the people who'll need to know.

Retirement

Pension, 401(k)/EPF, IRA/PPF, life insurance — one place, finally.

Property & Loans

Home loan, car loan, real estate, borrowings — who has cover, and who knows about it.

Passwords & Docs

Passwords, documents, encrypted scans — the online banking PIN matters more than the WiFi password.

Memories & Life

Memories, jewellery, lending, family assets — the things that shouldn't just live on a phone that could break.

Built to Be Trusted

Held to a Higher Bar

Approved by GoogleGovernment ID ImportESOF CASA VerifiedGDPR ReadyOn-Device EncryptionWorks Offline

Outcome

Live on the App Store and Google Play, available in 180+ countries.

10K+

Downloads (Android)

4.3★

Play Store · 44 Reviews

5.0★

App Store Rating